Effective October 1, 2024.
Effective October 1, 2024.
Welcome to Front Mortgage. By using our services, website, and digital platform, you agree to comply with the following terms and conditions. These Terms of Service (“Terms”) govern your access to and use of Front Mortgage’s services, including our AI-driven platform, website, and interactions with our team and digital assistants. Please read these Terms carefully before using our services.
By accessing or using any part of our website or services, you agree to be bound by these Terms, our Privacy Policy, and any additional terms that apply to specific services or features. If you do not agree to these Terms, you must discontinue using our services.
To use Front Mortgage’s services, you must:
Our services are available to residents of Canada only and are subject to Canadian laws and regulations.
Front Mortgage provides mortgage-related services through an AI-powered platform. These services include:
Front Mortgage does not provide legal, financial, or real estate advice. The information provided on our platform is for general informational purposes only.
You may be required to create an account or provide personal information to access certain features of our services. You are responsible for:
Front Mortgage is not liable for any loss or damage arising from your failure to protect your account information.
You agree to use Front Mortgage’s services solely for personal, non-commercial purposes. By using our platform, you agree not to:
Violation of these Terms may result in the termination of your access to our services.
Front Mortgage does not charge users for access to its platform. However, certain third-party services, such as mortgage applications through lenders, may involve fees. Any fees related to mortgage applications, consultations, or third-party services will be clearly communicated to you by the provider.
Our platform connects you with third-party lenders, brokers, and financial institutions to assist with your mortgage needs. Front Mortgage is not responsible for the actions, services, or products provided by these third parties. Any agreements, transactions, or disputes between you and third-party providers are solely your responsibility.
We encourage you to review the terms and policies of any third-party service providers before engaging with them.
Front Mortgage utilizes AI-powered assistants to help answer questions, qualify leads, and schedule appointments. While we strive to provide accurate and helpful information, AI-generated responses may not always be correct or applicable to your specific circumstances. You should consult with a licensed mortgage advisor for personalized advice.
Our AI assistants cannot provide legal, tax, or personalized financial advice. If you require such assistance, please book an appointment with a licensed advisor.
All content, trademarks, and materials on Front Mortgage’s platform, including text, graphics, logos, and software, are the property of Front Mortgage or its licensors. You may not reproduce, distribute, or create derivative works from any content found on our platform without our express written consent.
You retain ownership of any content you submit to us, such as reviews or testimonials, but by submitting it, you grant us a non-exclusive, royalty-free, and perpetual right to use, display, and share the content for promotional purposes.
Front Mortgage provides its services on an “as-is” and “as-available” basis. We make no representations or warranties of any kind, express or implied, regarding the operation of our platform or the information, content, or services provided. This includes, but is not limited to, implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
We do not guarantee that:
To the fullest extent permitted by law, Front Mortgage and its affiliates, officers, employees, and agents shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from:
In any case, Front Mortgage’s total liability for all claims related to your use of the services shall not exceed the amount paid by you, if any, to access our services.
Front Mortgage reserves the right to suspend or terminate your access to our services at any time, without notice, for any reason, including violation of these Terms. Upon termination, you are prohibited from accessing our platform, and any licenses granted to you under these Terms will be revoked.
Your use of our services is subject to our Privacy Policy, which outlines how we collect, use, and protect your personal information. By using our platform, you agree to the terms of our Privacy Policy.
These Terms are governed by and construed in accordance with the laws of Canada. Any disputes arising from or relating to these Terms shall be resolved in the courts of Canada, in the province in which you reside.
Front Mortgage reserves the right to modify these Terms at any time. Any changes will be posted on our website with the updated effective date. By continuing to use our services after the changes take effect, you agree to be bound by the revised Terms.
If you have any questions or concerns regarding these Terms or our services, please contact us at:
Front Mortgage
Mail: 2 Bloor Street E. Suite 2020
Toronto, ON M4W 1A8
Email: hello@frontmortgage.ca
Phone: 289-210-9654
By using Front Mortgage’s services, you acknowledge that you have read, understood, and agreed to these Terms of Service.
